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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,767 | $68,878-8.9% | $120,574-47.9% | $80,935-22.4% |
| Participation rate | 25.0% | 61.7%-36.7pp | 71.9%-46.9pp | 67.7%-42.7pp |
| Annual return | 26.65% | 23.67%+3.0pp | 107.42%-80.8pp | 35.66%-9.0pp |
| Employer contribution / active EE | $807 | $2,065-60.9% | $3,471-76.7% | $2,757-70.7% |
| Participant deferral / active EE | $1,534 | $3,189-51.9% | $4,996-69.3% | $4,299-64.3% |
| Admin fee / account holder | $827 | $5,782-85.7% | $9,445-91.2% | $6,924-88.1% |