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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,480 | $155,833-70.2% | $124,693-62.7% | $167,536-72.3% |
| Participation rate | 52.4% | 81.1%-28.7pp | 74.6%-22.2pp | 82.1%-29.7pp |
| Annual return | 20.48% | 17.98%+2.5pp | 5144.19%-5123.7pp | 478.82%-458.3pp |
| Employer contribution / active EE | $1,330 | $4,164-68.1% | $3,324-60.0% | $4,839-72.5% |
| Participant deferral / active EE | $3,610 | $5,675-36.4% | $4,615-21.8% | $6,342-43.1% |
| Admin fee / account holder | $10,863 | $9,534+13.9% | $7,494+44.9% | $12,315-11.8% |