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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,127 | $106,280+65.7% | $96,538+82.4% | $139,487+26.3% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 19.96% | 38.48%-18.5pp | 35.74%-15.8pp | 373.84%-353.9pp |
| Employer contribution / active EE | $952 | $4,107-76.8% | $3,740-74.5% | $4,755-80.0% |
| Participant deferral / active EE | $3,547 | $5,457-35.0% | $4,880-27.3% | $6,713-47.2% |
| Admin fee / account holder | $5,393 | $7,888-31.6% | $6,737-20.0% | $11,407-52.7% |