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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,347 | $82,674+34.7% | $125,381-11.2% | $68,486+62.6% |
| Participation rate | 90.5% | 75.1%+15.4pp | 82.4%+8.1pp | 67.9%+22.6pp |
| Annual return | -20.01% | -5.97%-14.0pp | 572.31%-592.3pp | -7.85%-12.2pp |
| Employer contribution / active EE | $5,875 | $3,382+73.7% | $4,815+22.0% | $2,597+126.3% |
| Participant deferral / active EE | $8,582 | $6,111+40.4% | $7,448+15.2% | $4,028+113.1% |
| Admin fee / account holder | $2,214 | $6,277-64.7% | $10,007-77.9% | $5,404-59.0% |