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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,754 | $89,370+39.6% | $141,197-11.6% | $72,976+71.0% |
| Participation rate | 90.6% | 75.1%+15.4pp | 82.5%+8.1pp | 69.5%+21.1pp |
| Annual return | 18.06% | 111.88%-93.8pp | 71.41%-53.3pp | 81.02%-63.0pp |
| Employer contribution / active EE | $6,252 | $3,115+100.7% | $4,736+32.0% | $2,440+156.2% |
| Participant deferral / active EE | $9,257 | $5,419+70.8% | $6,710+38.0% | $3,608+156.6% |
| Admin fee / account holder | $7,735 | $5,957+29.9% | $10,265-24.6% | $5,124+51.0% |