Retirement plan

CONFEDERATION OF OREGON SCHOOL ADMINISTRATORS 401(K) RETIREMENT PLAN & TRUST

Name: CONFEDERATION OF OREGON SCHOOL ADMINISTRATORS - CONFEDERATION OF OREGON SCHOOL ADMINISTRATORS 401(K) RETIREMENT PLAN & TRUST (2019) Form 5500
Creator: CONFEDERATION OF OREGON SCHOOL ADMINISTRATORS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CONFEDERATION OF OREGON SCHOOL ADMINISTRATORS 401(K) RETIREMENT PLAN & TRUST, CONFEDERATION OF OREGON SCHOOL ADMINISTRATORS

CONFEDERATION OF OREGON SCHOOL ADMINISTRATORSEIN 93-0633354Plan #001PY 2019

707 13TH ST. SE, SUITE 100, - SALEM, OR 97301503-581-3141cosa.k12.or.usLinkedIn11-50 employeesnon-profit organization management

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.1M

+67.5% from 2018

Total participants

-5.3% from 2018

Average account balance

$61,626

+76.8% from 2018

Annual return

23.40%

+32.89 pp from 2018

Benchmarks

See 6,052 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants<25

Cohort6,052 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.73M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$130K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

131.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$391K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$24K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+23.99%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$22K

$1226 / participant

Other / not subdivided$22K100.0%

% of EOY assets

1.989%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$61,626

$77,416-20.4%

$69,464-11.3%

$152,897-59.7%

Participation rate

100.0%

78.1%+21.9pp

74.6%+25.4pp

82.5%+17.5pp

Annual return

23.40%

39.08%-15.7pp

28.98%-5.6pp

345.43%-322.0pp

Employer contribution / active EE

$10,774

$3,315+225.1%

$2,779+287.7%

$4,764+126.2%

Participant deferral / active EE

$6,683

$4,413+51.4%

$3,536+89.0%

$5,851+14.2%

Admin fee / account holder

$1,226

$6,208-80.3%

$3,840-68.1%

$11,599-89.4%

CONFEDERATION OF OREGON SCHOOL ADMINISTRATORS 401(K) RETIREMENT PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CONFEDERATION OF OREGON SCHOOL ADMINISTRATORS 401(K) RETIREMENT PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion