Filed October 10, 2016
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,458 | $91,559+40.3% | $133,978-4.1% | $79,856+60.9% |
| Participation rate | 32.4% | 73.3%-41.0pp | 79.8%-47.4pp | 69.6%-37.2pp |
| Annual return | 17.44% | 61.85%-44.4pp | 45.10%-27.7pp | 31.71%-14.3pp |
| Employer contribution / active EE | $474 | $2,384-80.1% | $3,919-87.9% | $2,471-80.8% |
| Participant deferral / active EE | $2,125 | $3,734-43.1% | $5,047-57.9% | $3,741-43.2% |
| Admin fee / account holder | $7,472 | $6,321+18.2% | $8,930-16.3% | $5,306+40.8% |