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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,225 | $95,915+86.9% | $79,580+125.2% | $134,532+33.2% |
| Participation rate | 63.6% | 75.0%-11.4pp | 69.5%-5.9pp | 81.2%-17.6pp |
| Annual return | -14.08% | -2.71%-11.4pp | 0.15%-14.2pp | 418.27%-432.3pp |
| Employer contribution / active EE | $6,163 | $3,129+97.0% | $2,413+155.4% | $4,741+30.0% |
| Participant deferral / active EE | $2,106 | $4,693-55.1% | $3,985-47.2% | $6,401-67.1% |
| Admin fee / account holder | $1,165 | $9,132-87.2% | $6,835-83.0% | $11,429-89.8% |