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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,094 | $112,933+34.7% | $90,970+67.2% | $158,982-4.3% |
| Participation rate | 69.2% | 74.7%-5.5pp | 69.0%+0.2pp | 82.0%-12.7pp |
| Annual return | 14.18% | 215.82%-201.6pp | 134.60%-120.4pp | 302.99%-288.8pp |
| Employer contribution / active EE | $1,950 | $2,893-32.6% | $2,122-8.1% | $4,763-59.1% |
| Participant deferral / active EE | $5,058 | $4,128+22.5% | $3,373+50.0% | $5,983-15.5% |
| Admin fee / account holder | $3,266 | $8,047-59.4% | $5,961-45.2% | $11,252-71.0% |