Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP1+ years Service code 12 · EIN 93-1253576 | Direct payment from the plan; Recordk... | $8,328 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,617 | $46,360-79.3% | $147,617-93.5% | $52,331-81.6% |
| Participation rate | 42.3% | 64.9%-22.6pp | 84.6%-42.3pp | 68.1%-25.8pp |
| Annual return | -0.40% | 1.62%-2.0pp | 61.98%-62.4pp | 4.54%-4.9pp |
| Employer contribution / active EE | $520 | $2,126-75.5% | $5,564-90.7% | $1,882-72.4% |
| Participant deferral / active EE | $571 | $2,258-74.7% | $4,895-88.3% | $3,022-81.1% |
| Admin fee / account holder | $15 | $766-98.1% | $11,612-99.9% | $592-97.5% |