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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,400 | $98,776+63.4% | $149,745+7.8% | $79,856+102.1% |
| Participation rate | 95.0% | 75.8%+19.2pp | 82.5%+12.5pp | 69.6%+25.4pp |
| Annual return | 9.38% | 27.38%-18.0pp | 276.72%-267.3pp | 31.71%-22.3pp |
| Employer contribution / active EE | $1,994 | $3,217-38.0% | $4,646-57.1% | $2,471-19.3% |
| Participant deferral / active EE | $3,139 | $5,681-44.8% | $6,843-54.1% | $3,741-16.1% |
| Admin fee / account holder | $15,604 | $6,053+157.8% | $9,312+67.6% | $5,306+194.1% |