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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,324 | $99,011-54.2% | $86,582-47.7% | $147,586-69.3% |
| Participation rate | 52.9% | 76.3%-23.4pp | 73.5%-20.6pp | 82.8%-29.9pp |
| Annual return | 19.54% | 1312.75%-1293.2pp | 965.08%-945.5pp | 578.59%-559.1pp |
| Employer contribution / active EE | $346 | $3,132-89.0% | $2,839-87.8% | $4,876-92.9% |
| Participant deferral / active EE | $500 | $3,972-87.4% | $3,609-86.1% | $5,439-90.8% |
| Admin fee / account holder | $129 | $5,709-97.7% | $4,904-97.4% | $10,886-98.8% |