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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,340 | $171,867+35.8% | $149,721+55.9% | $147,586+58.1% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 9.19% | 2113.36%-2104.2pp | 1501.67%-1492.5pp | 578.59%-569.4pp |
| Employer contribution / active EE | $5,048 | $6,275-19.5% | $5,444-7.3% | $4,876+3.5% |
| Participant deferral / active EE | $7,763 | $7,270+6.8% | $6,568+18.2% | $5,439+42.7% |
| Admin fee / account holder | $2,038 | $13,799-85.2% | $11,282-81.9% | $10,886-81.3% |