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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $409,716 | $77,814+426.5% | $158,223+158.9% | $86,983+371.0% |
| Participation rate | 85.3% | 68.4%+16.9pp | 79.2%+6.1pp | 69.5%+15.8pp |
| Annual return | 18.57% | 30.54%-12.0pp | 52.09%-33.5pp | 25.83%-7.3pp |
| Employer contribution / active EE | $18,981 | $2,592+632.3% | $4,109+362.0% | $2,584+634.4% |
| Participant deferral / active EE | $19,212 | $3,270+487.6% | $5,467+251.4% | $4,194+358.1% |
| Admin fee / account holder | $2,934 | $5,879-50.1% | $16,047-81.7% | $7,856-62.7% |