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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,310 | $81,331+277.8% | $155,534+97.6% | $80,935+279.7% |
| Participation rate | 90.9% | 66.3%+24.7pp | 78.2%+12.7pp | 67.7%+23.2pp |
| Annual return | 16.78% | 33.37%-16.6pp | 64.92%-48.1pp | 35.66%-18.9pp |
| Employer contribution / active EE | $20,787 | $3,105+569.5% | $4,675+344.7% | $2,757+654.0% |
| Participant deferral / active EE | $19,020 | $3,454+450.6% | $5,630+237.8% | $4,299+342.4% |
| Admin fee / account holder | $2,088 | $7,999-73.9% | $15,900-86.9% | $6,924-69.8% |