Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,501 | $75,832-88.8% | $147,617-94.2% | $59,633-85.7% |
| Participation rate | 53.7% | 71.6%-17.9pp | 84.6%-30.9pp | 68.7%-15.0pp |
| Annual return | -3.92% | 0.37%-4.3pp | 61.98%-65.9pp | 2041.45%-2045.4pp |
| Employer contribution / active EE | $1,069 | $3,485-69.3% | $5,564-80.8% | $2,203-51.5% |
| Participant deferral / active EE | $697 | $3,131-77.7% | $4,895-85.8% | $3,192-78.2% |
| Admin fee / account holder | $643 | $5,986-89.3% | $11,612-94.5% | $4,297-85.0% |