Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,308 | $77,638-64.8% | $156,551-82.6% | $62,881-56.6% |
| Participation rate | 35.4% | 71.2%-35.8pp | 84.0%-48.6pp | 69.3%-33.9pp |
| Annual return | 0.22% | 50.33%-50.1pp | 32.23%-32.0pp | 20.14%-19.9pp |
| Employer contribution / active EE | $726 | $3,444-78.9% | $5,501-86.8% | $2,281-68.2% |
| Participant deferral / active EE | $1,011 | $3,046-66.8% | $4,871-79.2% | $3,203-68.4% |
| Admin fee / account holder | $8,920 | $5,561+60.4% | $13,028-31.5% | $4,296+107.6% |