Retirement plan

HUMBERSTON AUTO GROUP 401(K) PROFIT SHARING PLAN

Name: BEAVERTON TOYOTA, INC. - HUMBERSTON AUTO GROUP 401(K) PROFIT SHARING PLAN (2015) Form 5500
Creator: BEAVERTON TOYOTA, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, HUMBERSTON AUTO GROUP 401(K) PROFIT SHARING PLAN, BEAVERTON TOYOTA, INC.

BEAVERTON TOYOTA, INC.EIN 93-0588014Plan #001PY 2015

4300 SW MURRAY ROAD - BEAVERTON, OR 97005503-626-7200beavertontoyota.comLinkedIn201-500 employeesautomotive

Prospect flagsLow participationCorrective distributions

How to read this page

Total assets (EOY)

$6.9M

No prior year

Total participants

237

No prior year

Average account balance

$38,034

No prior year

Annual return

-0.83%

No prior year

Benchmarks

See 2,153 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants100-249

Cohort2,153 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$15.49M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$38K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

408

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

88.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.39M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.09%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$111

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
DESCHUTES INVESTMENT CONSULTING1+ years Filed as: DESCHUTES INVESTMENT ADVISORS Service code 26 · EIN 87-0554544 1211 SW FIFTH AVENUE · PORTLAND, OR 97204	Advisory (Participants)	$32,244

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$35K

$220 / participant

Investment mgmt$32K92.6%
Other / not subdivided$3K7.4%

% of EOY assets

0.506%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: WORTHY & COMPANY, LLC
Auditor EIN: 208092242
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$38,034

$39,245-3.1%

$64,105-40.7%

$52,331-27.3%

Participation rate

64.6%

58.2%+6.3pp

68.2%-3.6pp

68.1%-3.5pp

Annual return

-0.83%

14.79%-15.6pp

791.24%-792.1pp

4.54%-5.4pp

Employer contribution / active EE

$736-100.0%

$1,820-100.0%

$1,882-100.0%

Participant deferral / active EE

$1,857

$1,992-6.8%

$2,822-34.2%

$3,022-38.5%

Admin fee / account holder

$192

$592-67.5%

$4,499-95.7%

$592-67.5%

Provider

Service type

Compensation

DESCHUTES INVESTMENT CONSULTING1+ years

Filed as: DESCHUTES INVESTMENT ADVISORS

Service code 26 · EIN 87-0554544

1211 SW FIFTH AVENUE · PORTLAND, OR 97204

Advisory (Participants)

$32,244

HUMBERSTON AUTO GROUP 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

HUMBERSTON AUTO GROUP 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion