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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,605 | $65,555-54.8% | $86,216-65.7% | $75,173-60.6% |
| Participation rate | 93.8% | 60.5%+33.3pp | 69.0%+24.8pp | 67.2%+26.5pp |
| Annual return | 11.17% | 46.07%-34.9pp | 1169.42%-1158.2pp | 160.72%-149.5pp |
| Employer contribution / active EE | $1,379 | $1,553-11.2% | $2,382-42.1% | $2,671-48.4% |
| Participant deferral / active EE | $2,068 | $3,023-31.6% | $3,986-48.1% | $4,126-49.9% |
| Admin fee / account holder | $3,146 | $5,469-42.5% | $6,853-54.1% | $5,651-44.3% |