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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,032 | $65,034-1.5% | $90,970-29.6% | $79,856-19.8% |
| Participation rate | 34.1% | 61.6%-27.5pp | 69.0%-34.9pp | 69.6%-35.5pp |
| Annual return | 10.41% | 30.45%-20.0pp | 134.60%-124.2pp | 31.71%-21.3pp |
| Employer contribution / active EE | $0 | $1,247-100.0% | $2,122-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,430 | $2,512-43.1% | $3,373-57.6% | $3,741-61.8% |
| Admin fee / account holder | $14,432 | $4,536+218.2% | $5,961+142.1% | $5,306+172.0% |