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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,348 | $80,763-20.3% | $102,412-37.2% | $74,459-13.6% |
| Participation rate | 66.3% | 65.7%+0.7pp | 74.5%-8.2pp | 67.2%-0.9pp |
| Annual return | 12.25% | 27.57%-15.3pp | 24.94%-12.7pp | 1369.70%-1357.4pp |
| Employer contribution / active EE | $3,071 | $3,160-2.8% | $3,870-20.6% | $2,626+17.0% |
| Participant deferral / active EE | $2,678 | $3,862-30.6% | $5,060-47.1% | $4,350-38.4% |
| Admin fee / account holder | $3,767 | $2,371+58.9% | $8,388-55.1% | $1,945+93.7% |