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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,050 | $78,670-27.5% | $109,173-47.7% | $85,847-33.5% |
| Participation rate | 77.6% | 68.3%+9.4pp | 75.9%+1.8pp | 69.3%+8.3pp |
| Annual return | 9.61% | 25.09%-15.5pp | 25.75%-16.1pp | 318.61%-309.0pp |
| Employer contribution / active EE | $2,028 | $2,734-25.8% | $3,723-45.5% | $2,565-21.0% |
| Participant deferral / active EE | $3,693 | $3,467+6.5% | $4,654-20.6% | $3,952-6.5% |
| Admin fee / account holder | $1,318 | $5,469-75.9% | $6,755-80.5% | $6,261-78.9% |