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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,336 | $63,342-9.5% | $92,235-37.8% | $70,131-18.2% |
| Participation rate | 95.2% | 68.7%+26.6pp | 76.5%+18.8pp | 69.5%+25.7pp |
| Annual return | 16.98% | 530.15%-513.2pp | 176.28%-159.3pp | 73.14%-56.2pp |
| Employer contribution / active EE | $2,688 | $2,471+8.8% | $3,679-26.9% | $2,342+14.8% |
| Participant deferral / active EE | $4,397 | $2,854+54.1% | $3,897+12.8% | $3,332+32.0% |
| Admin fee / account holder | $2,566 | $3,840-33.2% | $5,194-50.6% | $4,645-44.8% |