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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,439 | $48,364-37.1% | $71,796-57.6% | $62,881-51.6% |
| Participation rate | 87.5% | 60.6%+26.9pp | 69.1%+18.4pp | 69.3%+18.2pp |
| Annual return | 6.23% | 13.16%-6.9pp | 78.04%-71.8pp | 20.14%-13.9pp |
| Employer contribution / active EE | $1,103 | $1,042+5.9% | $1,924-42.7% | $2,281-51.6% |
| Participant deferral / active EE | $2,622 | $2,091+25.4% | $2,794-6.2% | $3,203-18.2% |
| Admin fee / account holder | $1,080 | $3,771-71.4% | $4,815-77.6% | $4,296-74.9% |