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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,640 | $45,566-39.3% | $64,105-56.9% | $59,633-53.6% |
| Participation rate | 83.9% | 60.2%+23.7pp | 68.2%+15.7pp | 68.7%+15.2pp |
| Annual return | -2.86% | 4.95%-7.8pp | 791.24%-794.1pp | 2041.40%-2044.3pp |
| Employer contribution / active EE | $1,033 | $934+10.5% | $1,820-43.3% | $2,203-53.1% |
| Participant deferral / active EE | $2,409 | $2,057+17.1% | $2,822-14.6% | $3,192-24.5% |
| Admin fee / account holder | $1,923 | $3,268-41.1% | $4,499-57.3% | $4,297-55.2% |