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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,914 | $155,840-44.9% | $124,694-31.1% | $167,553-48.7% |
| Participation rate | 73.7% | 81.1%-7.4pp | 74.6%-0.9pp | 82.1%-8.4pp |
| Annual return | 18.58% | 17.98%+0.6pp | 5144.82%-5126.2pp | 478.89%-460.3pp |
| Employer contribution / active EE | $1,126 | $4,165-73.0% | $3,325-66.1% | $4,840-76.7% |
| Participant deferral / active EE | $2,515 | $5,675-55.7% | $4,615-45.5% | $6,343-60.3% |
| Admin fee / account holder | $1,718 | $9,536-82.0% | $7,495-77.1% | $12,316-86.0% |