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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,081 | $127,096-48.0% | $105,736-37.5% | $135,380-51.2% |
| Participation rate | 94.7% | 82.7%+12.0pp | 76.3%+18.4pp | 82.6%+12.1pp |
| Annual return | 1.26% | 4.49%-3.2pp | 6.27%-5.0pp | 519.81%-518.5pp |
| Employer contribution / active EE | $1,675 | $4,107-59.2% | $3,268-48.7% | $4,779-64.9% |
| Participant deferral / active EE | $4,947 | $5,064-2.3% | $4,080+21.3% | $5,609-11.8% |
| Admin fee / account holder | $2,647 | $9,087-70.9% | $6,913-61.7% | $10,828-75.6% |