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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,393 | $102,385+166.0% | $147,080+85.2% | $80,935+236.6% |
| Participation rate | 89.7% | 75.9%+13.9pp | 82.2%+7.6pp | 67.7%+22.1pp |
| Annual return | 13.46% | 135.09%-121.6pp | 420.17%-406.7pp | 35.66%-22.2pp |
| Employer contribution / active EE | $3,717 | $3,7170% | $4,933-24.6% | $2,757+34.8% |
| Participant deferral / active EE | $6,487 | $6,651-2.5% | $8,066-19.6% | $4,299+50.9% |
| Admin fee / account holder | $7,941 | $7,951-0.1% | $12,989-38.9% | $6,924+14.7% |