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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,393 | $102,382+166.1% | $147,005+85.3% | $80,874+236.8% |
| Participation rate | 89.7% | 75.8%+13.9pp | 82.2%+7.6pp | 67.6%+22.1pp |
| Annual return | 13.46% | 134.89%-121.4pp | 418.76%-405.3pp | 35.62%-22.2pp |
| Employer contribution / active EE | $3,717 | $3,715+0.1% | $4,934-24.7% | $2,756+34.9% |
| Participant deferral / active EE | $6,487 | $6,646-2.4% | $8,070-19.6% | $4,297+51.0% |
| Admin fee / account holder | $7,941 | $7,9420% | $13,006-38.9% | $6,935+14.5% |