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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,769 | $106,247+14.6% | $96,515+26.2% | $139,466-12.7% |
| Participation rate | 94.4% | 77.8%+16.6pp | 74.3%+20.1pp | 80.3%+14.1pp |
| Annual return | 20.37% | 38.47%-18.1pp | 35.73%-15.4pp | 373.66%-353.3pp |
| Employer contribution / active EE | $2,749 | $4,106-33.0% | $3,740-26.5% | $4,754-42.2% |
| Participant deferral / active EE | $7,345 | $5,456+34.6% | $4,880+50.5% | $6,712+9.4% |
| Admin fee / account holder | $4,902 | $7,885-37.8% | $6,735-27.2% | $11,409-57.0% |