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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,205 | $55,889-38.8% | $76,119-55.1% | $80,935-57.7% |
| Participation rate | 77.1% | 62.1%+15.0pp | 69.1%+8.0pp | 67.7%+9.4pp |
| Annual return | 30.57% | 20.58%+10.0pp | 361.25%-330.7pp | 35.66%-5.1pp |
| Employer contribution / active EE | $914 | $1,866-51.0% | $2,693-66.0% | $2,757-66.8% |
| Participant deferral / active EE | $1,289 | $3,051-57.8% | $4,259-69.7% | $4,299-70.0% |
| Admin fee / account holder | $793 | $5,241-84.9% | $6,421-87.7% | $6,924-88.6% |