Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,328 | $59,804-45.9% | $81,982-60.6% | $79,856-59.5% |
| Participation rate | 55.6% | 61.6%-6.1pp | 69.3%-13.7pp | 69.6%-14.1pp |
| Annual return | 7.83% | 17.56%-9.7pp | 41.31%-33.5pp | 31.71%-23.9pp |
| Employer contribution / active EE | $909 | $1,713-47.0% | $2,498-63.6% | $2,471-63.2% |
| Participant deferral / active EE | $1,882 | $2,695-30.2% | $3,722-49.4% | $3,741-49.7% |
| Admin fee / account holder | $406 | $4,288-90.5% | $5,665-92.8% | $5,306-92.3% |