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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,825 | $125,193+2.1% | $105,591+21.1% | $145,978-12.4% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 8.07% | 225.53%-217.5pp | 116.43%-108.4pp | 550.52%-542.4pp |
| Employer contribution / active EE | $1,123 | $3,718-69.8% | $3,166-64.5% | $4,662-75.9% |
| Participant deferral / active EE | $988 | $5,708-82.7% | $5,008-80.3% | $6,690-85.2% |
| Admin fee / account holder | $10,033 | $17,277-41.9% | $11,024-9.0% | $13,400-25.1% |