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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,534 | $95,453-60.7% | $112,040-66.5% | $82,448-54.5% |
| Participation rate | 71.9% | 72.8%-0.8pp | 76.5%-4.6pp | 68.1%+3.9pp |
| Annual return | 16.29% | 23.92%-7.6pp | 24.52%-8.2pp | 41.64%-25.4pp |
| Employer contribution / active EE | $298 | $2,318-87.2% | $2,954-89.9% | $2,551-88.3% |
| Participant deferral / active EE | $2,266 | $4,224-46.4% | $5,098-55.5% | $4,139-45.3% |
| Admin fee / account holder | $1,388 | $9,013-84.6% | $12,098-88.5% | $7,234-80.8% |