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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,534 | $104,098-63.9% | $140,514-73.3% | $94,015-60.1% |
| Participation rate | 71.9% | 73.7%-1.8pp | 77.8%-5.9pp | 70.8%+1.1pp |
| Annual return | 16.29% | 15.14%+1.2pp | 14.36%+1.9pp | 17.84%-1.6pp |
| Employer contribution / active EE | $298 | $2,388-87.5% | $3,378-91.2% | $2,790-89.3% |
| Participant deferral / active EE | $2,266 | $4,033-43.8% | $4,919-53.9% | $4,249-46.7% |
| Admin fee / account holder | $1,388 | $10,439-86.7% | $13,697-89.9% | $8,951-84.5% |