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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,152 | $80,983-57.8% | $96,544-64.6% | $75,177-54.6% |
| Participation rate | 60.0% | 71.8%-11.8pp | 76.0%-16.0pp | 67.2%-7.2pp |
| Annual return | 24.65% | 27.05%-2.4pp | 25.88%-1.2pp | 160.75%-136.1pp |
| Employer contribution / active EE | $1,017 | $2,282-55.4% | $2,966-65.7% | $2,671-61.9% |
| Participant deferral / active EE | $2,166 | $3,929-44.9% | $4,851-55.3% | $4,126-47.5% |
| Admin fee / account holder | $2,550 | $6,717-62.0% | $8,254-69.1% | $5,651-54.9% |