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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,708 | $86,288-33.1% | $111,306-48.2% | $85,851-32.8% |
| Participation rate | 46.7% | 73.3%-26.7pp | 77.3%-30.7pp | 69.3%-22.7pp |
| Annual return | 17.99% | 19.99%-2.0pp | 54.67%-36.7pp | 318.63%-300.6pp |
| Employer contribution / active EE | $729 | $2,044-64.3% | $2,732-73.3% | $2,565-71.6% |
| Participant deferral / active EE | $2,263 | $3,641-37.8% | $4,488-49.6% | $3,952-42.7% |
| Admin fee / account holder | $380 | $8,189-95.4% | $7,966-95.2% | $6,261-93.9% |