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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,928 | $60,139+89.4% | $90,461+25.9% | $79,856+42.7% |
| Participation rate | 100.0% | 65.0%+35.0pp | 72.7%+27.3pp | 69.6%+30.4pp |
| Annual return | 5.04% | 71.96%-66.9pp | 1294.76%-1289.7pp | 31.71%-26.7pp |
| Employer contribution / active EE | $10,354 | $2,069+400.5% | $3,264+217.2% | $2,471+319.0% |
| Participant deferral / active EE | $1,256 | $2,939-57.3% | $3,964-68.3% | $3,741-66.4% |
| Admin fee / account holder | $8,669 | $3,978+117.9% | $5,617+54.3% | $5,306+63.4% |