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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,644 | $54,763+96.6% | $90,324+19.2% | $72,976+47.5% |
| Participation rate | 100.0% | 65.2%+34.8pp | 73.3%+26.7pp | 69.5%+30.5pp |
| Annual return | 1.87% | 30.63%-28.8pp | 78.15%-76.3pp | 81.02%-79.1pp |
| Employer contribution / active EE | $13,047 | $2,093+523.2% | $2,856+356.8% | $2,440+434.7% |
| Participant deferral / active EE | $1,959 | $2,887-32.1% | $3,885-49.6% | $3,608-45.7% |
| Admin fee / account holder | $8,878 | $3,973+123.4% | $5,356+65.8% | $5,124+73.3% |