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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,409 | $51,638+123.5% | $68,368+68.8% | $82,448+40.0% |
| Participation rate | 96.4% | 63.6%+32.8pp | 73.8%+22.7pp | 68.1%+28.4pp |
| Annual return | 8.93% | 37.53%-28.6pp | 292.57%-283.6pp | 41.64%-32.7pp |
| Employer contribution / active EE | $13,081 | $2,047+539.2% | $2,649+393.8% | $2,551+412.8% |
| Participant deferral / active EE | $407 | $2,914-86.0% | $4,123-90.1% | $4,139-90.2% |
| Admin fee / account holder | $25,109 | $4,643+440.8% | $5,150+387.6% | $7,234+247.1% |