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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,409 | $61,125+88.8% | $94,057+22.7% | $87,485+31.9% |
| Participation rate | 96.4% | 64.1%+32.4pp | 73.3%+23.1pp | 68.9%+27.5pp |
| Annual return | 8.93% | 35.20%-26.3pp | 480.62%-471.7pp | 26.06%-17.1pp |
| Employer contribution / active EE | $13,081 | $2,136+512.3% | $2,933+346.0% | $2,596+403.9% |
| Participant deferral / active EE | $407 | $3,260-87.5% | $4,709-91.4% | $4,274-90.5% |
| Admin fee / account holder | $25,109 | $5,629+346.1% | $7,244+246.6% | $7,775+223.0% |