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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,409 | $69,590+65.8% | $136,867-15.7% | $94,015+22.8% |
| Participation rate | 96.4% | 66.3%+30.1pp | 74.5%+21.9pp | 70.8%+25.6pp |
| Annual return | 8.93% | 19.62%-10.7pp | 42.97%-34.0pp | 17.84%-8.9pp |
| Employer contribution / active EE | $13,081 | $2,396+445.9% | $3,547+268.8% | $2,790+368.8% |
| Participant deferral / active EE | $407 | $3,437-88.2% | $4,924-91.7% | $4,249-90.4% |
| Admin fee / account holder | $25,109 | $8,912+181.8% | $10,340+142.8% | $8,951+180.5% |