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| Provider | Service type | Compensation |
|---|---|---|
GESCHER HERBER GROUP LLC3 years Filed as: GESCHER HERBER GROUP, LLC Service code 15 · EIN 46-4600604 | Recordkeeping | $34,119 |
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $14,978 |
Service code 15 · EIN 93-0623130 | Recordkeeping | $8,350 |
ADP BROKER-DEALER3 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,852 | $59,456+0.7% | $93,669-36.1% | $74,429-19.6% |
| Participation rate | 95.3% | 59.6%+35.7pp | 68.7%+26.6pp | 67.2%+28.1pp |
| Annual return | 15.74% | 82.00%-66.3pp | 133.59%-117.8pp | 1368.38%-1352.6pp |
| Employer contribution / active EE | $994 | $1,266-21.5% | $2,424-59.0% | $2,625-62.1% |
| Participant deferral / active EE | $3,518 | $3,052+15.3% | $4,416-20.3% | $4,348-19.1% |
| Admin fee / account holder | $326 | $3,026-89.2% | $8,291-96.1% | $1,944-83.2% |