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| Provider | Service type | Compensation |
|---|---|---|
GESCHER HERBER GROUP LLC2 years Filed as: GESCHER HERBER GROUP, LLC Service code 15 · EIN 46-4600604 | Recordkeeping | $28,476 |
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $14,475 |
Service code 15 · EIN 93-0623130 | Recordkeeping | $11,600 |
ADP BROKER-DEALER2 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,246 | $65,555-14.2% | $86,216-34.8% | $75,173-25.2% |
| Participation rate | 95.8% | 60.5%+35.3pp | 69.0%+26.9pp | 67.2%+28.6pp |
| Annual return | 13.98% | 46.07%-32.1pp | 1169.42%-1155.4pp | 160.72%-146.7pp |
| Employer contribution / active EE | $1,049 | $1,553-32.5% | $2,382-56.0% | $2,671-60.7% |
| Participant deferral / active EE | $3,622 | $3,023+19.8% | $3,986-9.1% | $4,126-12.2% |
| Admin fee / account holder | $354 | $5,469-93.5% | $6,853-94.8% | $5,651-93.7% |