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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,637 | $27,800-40.2% | $58,507-71.6% | $71,529-76.7% |
| Participation rate | 34.0% | 34.6%-0.6pp | 50.9%-16.9pp | 67.9%-33.9pp |
| Annual return | 17.48% | 26.80%-9.3pp | 4252.32%-4234.8pp | 28.97%-11.5pp |
| Employer contribution / active EE | $1,127 | $632+78.5% | $1,053+7.0% | $2,590-56.5% |
| Participant deferral / active EE | $1,957 | $1,208+62.0% | $1,922+1.8% | $4,291-54.4% |
| Admin fee / account holder | $769 | $1,637-53.0% | $2,486-69.1% | $1,588-51.6% |