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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,673 | $32,117-85.5% | $71,089-93.4% | $64,173-92.7% |
| Participation rate | 34.5% | 42.7%-8.2pp | 54.6%-20.2pp | 69.6%-35.1pp |
| Annual return | -29.09% | -5.57%-23.5pp | 650.65%-679.7pp | 7.63%-36.7pp |
| Employer contribution / active EE | $628 | $712-11.9% | $1,088-42.3% | $2,381-73.6% |
| Participant deferral / active EE | $1,005 | $1,263-20.5% | $1,873-46.4% | $3,470-71.0% |
| Admin fee / account holder | $276 | $2,759-90.0% | $3,082-91.0% | $4,887-94.3% |