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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,194 | $30,423-36.9% | $56,025-65.7% | $74,478-74.2% |
| Participation rate | 30.1% | 32.9%-2.7pp | 52.5%-22.4pp | 67.2%-37.1pp |
| Annual return | 12.61% | 24.97%-12.4pp | 1712.69%-1700.1pp | 1370.56%-1358.0pp |
| Employer contribution / active EE | $808 | $610+32.4% | $1,042-22.4% | $2,626-69.2% |
| Participant deferral / active EE | $1,210 | $1,176+2.8% | $1,955-38.1% | $4,350-72.2% |
| Admin fee / account holder | $1,449 | $2,363-38.7% | $2,828-48.8% | $1,946-25.5% |