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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,868 | $64,729-23.0% | $112,263-55.6% | $68,490-27.2% |
| Participation rate | 96.4% | 67.2%+29.2pp | 75.1%+21.3pp | 67.9%+28.5pp |
| Annual return | -12.72% | -11.40%-1.3pp | 27.49%-40.2pp | -7.85%-4.9pp |
| Employer contribution / active EE | $4,453 | $2,746+62.2% | $3,636+22.5% | $2,597+71.5% |
| Participant deferral / active EE | $2,783 | $3,566-22.0% | $4,729-41.2% | $4,028-30.9% |
| Admin fee / account holder | $7,559 | $5,222+44.8% | $6,410+17.9% | $5,403+39.9% |