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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,553 | $64,729+270.1% | $112,263+113.4% | $68,490+249.8% |
| Participation rate | 98.6% | 67.2%+31.4pp | 75.1%+23.5pp | 67.9%+30.7pp |
| Annual return | -18.23% | -11.40%-6.8pp | 27.49%-45.7pp | -7.85%-10.4pp |
| Employer contribution / active EE | $5,001 | $2,746+82.1% | $3,636+37.5% | $2,597+92.6% |
| Participant deferral / active EE | $8,978 | $3,566+151.8% | $4,729+89.8% | $4,028+122.9% |
| Admin fee / account holder | $30,308 | $5,222+480.4% | $6,410+372.8% | $5,403+461.0% |