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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,889 | $72,273+276.2% | $101,275+168.5% | $79,856+240.5% |
| Participation rate | 98.6% | 68.5%+30.2pp | 75.8%+22.8pp | 69.6%+29.0pp |
| Annual return | 21.28% | 22.30%-1.0pp | 46.48%-25.2pp | 31.71%-10.4pp |
| Employer contribution / active EE | $4,289 | $2,691+59.4% | $3,660+17.2% | $2,471+73.6% |
| Participant deferral / active EE | $7,890 | $3,282+140.4% | $4,371+80.5% | $3,741+110.9% |
| Admin fee / account holder | $3,008 | $4,401-31.7% | $5,948-49.4% | $5,306-43.3% |