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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,950 | $150,412-25.6% | $120,574-7.2% | $145,884-23.3% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 7.84% | 154.50%-146.7pp | 107.42%-99.6pp | 551.85%-544.0pp |
| Employer contribution / active EE | $4,738 | $4,355+8.8% | $3,471+36.5% | $4,662+1.6% |
| Participant deferral / active EE | $7,767 | $6,175+25.8% | $4,996+55.5% | $6,690+16.1% |
| Admin fee / account holder | $2,041 | $12,224-83.3% | $9,445-78.4% | $13,392-84.8% |