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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,942 | $141,001-19.2% | $112,228+1.5% | $139,487-18.3% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 10.42% | 32.75%-22.3pp | 30.23%-19.8pp | 373.84%-363.4pp |
| Employer contribution / active EE | $5,801 | $4,285+35.4% | $3,432+69.0% | $4,755+22.0% |
| Participant deferral / active EE | $9,766 | $5,877+66.2% | $4,800+103.5% | $6,713+45.5% |
| Admin fee / account holder | $364 | $9,959-96.3% | $7,752-95.3% | $11,407-96.8% |