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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,950 | $150,197-25.5% | $120,368-7.0% | $145,959-23.3% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 7.84% | 154.26%-146.4pp | 107.26%-99.4pp | 561.95%-554.1pp |
| Employer contribution / active EE | $4,738 | $4,350+8.9% | $3,465+36.8% | $4,661+1.7% |
| Participant deferral / active EE | $7,767 | $6,174+25.8% | $4,991+55.6% | $6,689+16.1% |
| Admin fee / account holder | $2,041 | $12,216-83.3% | $9,429-78.4% | $13,398-84.8% |