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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,274 | $56,438-23.3% | $76,902-43.7% | $71,529-39.5% |
| Participation rate | 73.4% | 64.3%+9.1pp | 69.6%+3.8pp | 67.9%+5.4pp |
| Annual return | 29.50% | 19.05%+10.5pp | 37.91%-8.4pp | 28.97%+0.5pp |
| Employer contribution / active EE | $1,686 | $1,864-9.5% | $2,534-33.4% | $2,590-34.9% |
| Participant deferral / active EE | $3,331 | $3,136+6.2% | $3,833-13.1% | $4,291-22.4% |
| Admin fee / account holder | $1,257 | $1,430-12.1% | $5,479-77.1% | $1,588-20.8% |