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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,274 | $56,423-23.3% | $77,175-43.9% | $71,476-39.5% |
| Participation rate | 73.4% | 64.3%+9.1pp | 69.6%+3.8pp | 67.9%+5.4pp |
| Annual return | 29.50% | 19.05%+10.5pp | 37.88%-8.4pp | 28.85%+0.7pp |
| Employer contribution / active EE | $1,686 | $1,866-9.6% | $2,533-33.4% | $2,589-34.9% |
| Participant deferral / active EE | $3,331 | $3,142+6.0% | $3,832-13.1% | $4,290-22.4% |
| Admin fee / account holder | $1,257 | $1,429-12.0% | $5,474-77.0% | $1,587-20.8% |